The Piggey blog
Money clarity, no homework.
Essays on why personal finance tools fail, guides for the parts that matter, and unusually honest rankings.
Why You Can't Stick to a Budget (It's Not Your Discipline)
A budget asks you to plan for the life you want. What actually changes anything is seeing the life you have — diagnose first, decide second, then live one change.
Read itThe 7 Best Personal Finance Apps in 2026 (an Unusually Honest Ranking)
Monarch, YNAB, Copilot, Rocket Money, Empower, spreadsheets, and Piggey — ranked by what they're actually good at, including when you shouldn't pick us.
Read itIs Budgeting Dead?
Budgeting apps have a 90-day problem nobody talks about. Maybe the issue isn't your discipline — maybe it's the entire premise.
Read itAll posts
The Best Expense Trackers for People Who Hate Tracking Expenses
The best expense tracker is the one that doesn't need you. A ranking that scores apps by how little work they demand.
Budgeting & Money Apps That Don't Require Linking Your Bank Account
Most finance apps are useless until you hand over your bank credentials. Here are the ones that work without — and why that trade matters.
Why Mint Died (and What It Taught Us About Free)
Mint had 25 million users and still wasn't worth keeping alive. The autopsy says more about the business of personal finance than about Mint.
The $133 Problem: You Have No Idea What You Spend on Subscriptions
People guess $86. The real average is $219. The gap is a design feature of the subscription economy — here's how it works and how to close it.
How to Find and Cancel Forgotten Subscriptions (Without Paying Someone a Cut)
A practical walkthrough: surface every recurring charge in your accounts, decide what dies, and cancel it yourself — keeping 100% of the savings.
How to Export Transactions From Your Bank as a CSV
Every bank can export your transactions — they just hide the button. Where to find it at the major banks, plus what to do with the file.