
Personal AI assistant
Penny knows your finances — ask her anything
Penny is Piggey's AI assistant with full context on your accounts, categories, and spending. Ask "how much did I spend on dining last quarter?" and get a real answer — not a generic chatbot shrug.
Meet Penny — start free month
Your data, her context
Penny reads your actual transactions, categories, and trends — not generic finance advice. Answers are grounded in your numbers.

Plain English in, clarity out
"What changed between January and February?" "Am I spending more on groceries?" Just ask — no report builder required.

Actionable, not preachy
Penny shows you what happened and helps you explore options. No lectures about lattes — just honest answers about your money.
A finance assistant that actually knows you
Generic AI chatbots can't see your accounts. Piggey can — because you imported the data and Penny has permission to use it.
Penny is included with Piggey Pro. Start with a free month and ask the questions you've been avoiding.
Frequently asked questions
What can I ask Penny?
Spending by category or time period, comparisons between months, subscription totals, trend explanations — anything answerable from your transaction data.
Does Penny send my data to an AI provider?
When you chat with Penny, relevant transaction context is sent to our AI provider to generate a response. We don't use your data for advertising. Our AI providers operate under zero-data-retention (ZDR) agreements — they do not store your data or use it to train their models. See our privacy policy for details.
Is Penny included in the free plan?
Penny is part of Piggey Pro ($16/mo, first month free). The free plan includes CSV import, categorization, trends, and rules.