Honest comparison
Piggey vs Mint
The free budgeting pioneer that Intuit shut down in 2024, sending millions of users looking for a new home.
TL;DR
Mint is gone — Intuit shut it down in March 2024 and pointed everyone at Credit Karma, which isn't a spending tracker. If what you actually miss is opening one screen and seeing where your money went, Piggey does that — with AI categorization that's better than Mint's ever was, and without asking for your bank password.
At a glance
| Piggey | Mint | |
|---|---|---|
| Price | Free, or $16/mo Pro — first month free | It was free — you were the product |
| Free plan | Yes — a real one, forever | All of it (ads + your data paid the bills) |
| Bank login | Never. Import a CSV — your credentials stay at your bank | Required |
| Budgeting required | None required | Optional |
| AI categorization | Automatic — AI tags your whole history at once | Rule-based, famously messy |
| Subscription detection | Yes (Pro) — flags the charges worth cancelling | Basic |
| AI assistant | Penny — ask anything about your money in plain English | No |
| Setup time | ~5 minutes | N/A — it no longer exists |
| Platforms | Any browser | None, as of March 2024 |
| Privacy | No bank credentials, no data selling | Your data funded the free price tag |
The real differences
The price of free
Mint was free because your data and attention were the product — credit card offers, lender referrals, anonymized data sales. That model died with it. Piggey flips the deal: a real free plan for the core loop, $16/mo if you want the AI assistant and full automation, and your data is never the product. You pay with money or you don't pay at all — never with your bank credentials.
Categorization, but it actually works
Mint's rule-based categorization filed your barber under "Restaurants" and your rent under "Uncategorized" for a decade. Piggey uses an actual language model that reads the messy bank descriptions — "POS INTERAC RETAIL #2241" — and figures out what it really was. You correct it once, it remembers.
No bank password required
Mint needed your bank login to work. Piggey never asks — you export a CSV from your bank (takes about a minute) and drop it in. Your credentials never leave your bank's website. For everyone who got burned trusting a free app with full account access: that's the point.
Where Mint shines
- It was completely free
- Pioneered automatic transaction aggregation
- Showed your whole financial picture in one place
Where Mint falls short
- It's dead — shut down March 2024
- Monetized your data and showed credit card ads
- Categorization was wrong often enough to be a meme
- Credit Karma migration dropped budgets and most history
Pick Mint if…
Nobody, anymore. The closest thing to Mint's spirit — free, automatic, see-everything — is what the rest of this page is about.
Pick Piggey if…
Mint refugees who want the "where did my money go" screen back, minus the ads, the data selling, and the miscategorized transactions. Import your CSV and the AI rebuilds the picture in minutes.
Switching is easy
Mint itself is gone, but your bank isn't: download CSV exports from your bank or card accounts (every bank offers this), drop them into Piggey, and the AI categorizes your history automatically. Most people are looking at a fully-tagged dashboard within five minutes.
Try Piggey freeFrequently asked questions
What happened to Mint?
Intuit shut Mint down in March 2024 and migrated users to Credit Karma, which focuses on credit scores rather than budgeting or spending tracking. Budgets and most historical data did not survive the move.
What's the best Mint alternative that doesn't need my bank login?
Piggey. You import bank CSV exports instead of connecting your account, and AI categorizes everything automatically. Monarch Money and Copilot are solid alternatives if you're comfortable linking your bank.
Can I import my old Mint data into Piggey?
If you exported your Mint transaction history as CSV before the shutdown, yes — drop it into Piggey and it will be categorized along with everything else. Otherwise, start from your bank's own CSV exports.