Make sense of your spending
Piggey reads your transactions and automatically shows you where your money goes. No budgeting, no tracking every coffee, no bank login — just import a CSV and see it clearly.
- No budgeting required
- No bank login needed
- Free to get started
Overview
1,248 transactions · 3 accounts · USD
Penny found something
You're spending $0 a year
on 3 subscriptions you rarely use.
Money in
$6,420
+4.2%
Money out
$4,180
-12%
Net saved
$2,240
+18%
Spending by month
12 moTop categories
Everything in one place
Clarity without the spreadsheet grind
From the moment you import, Piggey turns raw transactions into understanding you can act on.
Auto-categorization
AI labels hundreds of transactions in seconds, then learns your corrections so it keeps getting sharper.
Subscription detection
Recurring charges are surfaced automatically, so forgotten subscriptions stop quietly draining your account.
Trends over time
See how spending moves by category and month, and catch spikes before they hit your statement.
Reports you build
Compose a custom view of your data, or let AI draft a full report from a single plain-English prompt.
Rules that stick
Set priority rules once and every matching merchant maps the way you want, on every future import.
Private by default
Your financial data is tied to your account and never sold. AI features are something you opt into.
Meet Penny
An AI planner that speaks human
Ask anything about your money in plain English. Penny reviews your categories, surfaces audits, and answers with real charts — grounded in your transactions, not generic advice.
- Guided expense reviews with interactive charts
- Answers grounded in your real transactions
- Audits that point to where you can actually save
Penny
AI financial planner
How it works
Three steps to clarity
No bank linking, no setup marathon. Just a CSV and a few minutes.
Import your CSV
Export transactions from your bank and drop the file in. No fragile bank logins, no waiting.
Let AI organize it
Bulk-categorize in seconds. Rules and AI keep every merchant mapped the way you want.
See it clearly
Explore trends, catch subscriptions, and ask Penny what your spending actually means.
Ready to understand your spending?
Import your transactions and see where your money actually goes. No budgeting, no bank login, free to start.
Create free accountIt only takes about a minute